1. Acceptance of Terms

By accessing or utilizing the calculators, utilities, content, or services available on Prime Rate Guide (primerateguide.com), you acknowledge that you have read, understood, and agree to be bound by these Terms of Service, along with our Privacy Policy and Disclaimer. If you do not agree to these terms, please discontinue using this website.

2. Permitted Use & License

Prime Rate Guide provides free, browser-based financial computation models and everyday digital utilities for personal, educational, and internal business scenario analysis. You are granted a limited, non-exclusive, revocable license to access and utilize these tools. Under this license, you may not:

Systematically scrape, mirror, or extract data or programmatic logic using automated bots or headless crawlers;
Attempt to decompile, reverse engineer, or exploit the proprietary code powering the tools;
Resell or redistribute access to the calculations for commercial fee-based syndication without prior written approval;
Use the services for unlawful, deceptive, or abusive purposes.

3. Nature of Calculators & No Fiduciary Duty

The computational tools provided on Prime Rate Guide—such as the EMI Calculator, Mortgage Amortization Schedule, SIP Calculator, and GST Tax Calculator—are automated mathematical estimators. They are provided solely for convenience and planning. Use of this website does not establish a banking, advisory, fiduciary, or attorney-client relationship between you and Prime Rate Guide.

4. Disclaimers of Warranties

The materials and utilities on Prime Rate Guide are provided on an "as is" and "as available" basis without warranties of any kind, whether express, statutory, or implied. We do not warrant that the website will operate uninterrupted, error-free, or free from server outages.

5. Limitation of Liability

In no event shall Prime Rate Guide, its operators, contributors, or affiliates be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from the use of, or inability to use, our tools or calculation outputs, even if advised of the possibility of such damages.

6. Intellectual Property

All branding, original layout designs, proprietary text content, and graphics displayed on this website are the intellectual property of Prime Rate Guide and are protected by applicable intellectual property and copyright laws.

7. Governing Law & Modifications

We reserve the right to review and amend these Terms of Service at any time. Any changes will become effective immediately upon posting to this page. Continued usage of the site signifies your acceptance of updated terms.

8. Inquiries

For questions or notices regarding these terms, please contact us at support@primerateguide.com.

1. Acceptance of Terms

2. Permitted Use & License

Systematically scrape, mirror, or extract data or programmatic logic using automated bots or headless crawlers;

Attempt to decompile, reverse engineer, or exploit the proprietary code powering the tools;

Resell or redistribute access to the calculations for commercial fee-based syndication without prior written approval;

Use the services for unlawful, deceptive, or abusive purposes.

3. Nature of Calculators & No Fiduciary Duty

5. Limitation of Liability